@article{
  author = {ahmadi, asghar, namamian, farshid, Asghari Sarem, Ali , Ghobadi Lamouki, Tohfeh},
  title = { Phenomenology of customers’ hope for banking services in Keshavarzi Bank with an approach involving ethics, innovation and quality management system },
  journal = {Quarterly Ethical Research (Association for Islamic Thought)},
  year = {2021},
  volume = {12},
  issue = {1},
  pages = {5-30},
  doi = {},
  url = {https://rimag.ir/fa/Article/21132}
}