The role of legal and ethical mechanisms in the pursuit of the objectives of the P & I Club's marine insurance industry
Subject Areas : Ethics and Islamic Education
1
2
(University of Tehran)
3
(Tarbiat Modares University)
Keywords: Marine Insurance, Ethical Structure, Insurance Industry, Commercial Shipping, Marine Insurance Clubs P &, amp, I Club,
Abstract :
The P & I Club's maritime insurance industry is relatively unknown to most insurance companies, and it is very effective in most companies that have accepted this and have supported and represented these maritime clubs in Iran. The impact of the economic and political problems of relationships Insurance companies have grown abundantly with this club. Insurance coverage often leads to over-consumption of care by insured persons. Commerce that is insured does not pay more attention to the materials, and this causes the loss of lost salary due to collision and shipwreck, and it can count, and this is a moral and legal vacuum in the definition and Interpretation of contractual agreements of insurance companies. From a theoretical point of view, the insurer and the insurer have the right to ask about the need for additional services and negotiate to obtain lower payments. Therefore, investigation and recognition of the effects of legal and ethical mechanisms in advancement of the goals of the insurance industry of the P & I Club of the Marine Region in order to observe and prevent the ill-fatedness of insurance companies and its consequences in compensating for damages and the adverse effects of insurers' The insurer, in line with sound and sound contractual policies, and the transparency of the matters specified in the contract, are necessary to improve the quality and service and the prospect of commercial transportation in the sea. Inspections indicate that in the contracts of carriage Maritime transportation There are legal and moral void in the country, and they are strong and efficient. It is also necessary to use the results of this research and the similar research used in this field to address the ethical and legal problems involved in advancing macroeconomic policies of the insurance industry with the statutory regulatory guarantee management strategies, with legal measures to promote Quality - The availability of contractual information and insurance - Observance of insurance policies will prevent barriers. Therefore, this solution is based on the description and analysis of issues and the resources developed by the library method, which hopes to extend the boundaries of the maritime insurance industry to broader commercial areas.
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